What is a lien?

Some people spell it "lean"—the legal term is lien (silent "i"). A lien is a claim against property to secure payment of a debt or obligation. ^[1][2] Types - Mortgage liens on real estate - Tax liens (IRS Section 6321) - Judgment liens after lawsuits - Mechanic's liens for construction work Effect on sale Liens often must be paid or released at closing to transfer clear title. Priority Recording order and statutory rules determine who gets paid first in foreclosure. Removal Pay the debt, bond around the lien, or challenge validity in court. ^[1][2]